As Nigeria continues to face economic challenges, many citizens are looking for opportunities in other countries. Some places have strict visa and residency rules, but others offer easier ways to relocate with little financial burden.
These opportunities come through government programmes, scholarships, or special agreements that reduce migration costs.
Nigerians can study, work, and live abroad with fewer financial challenges, but they must meet certain requirements and do proper research before applying.

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Source: UGC
In an earlier report, Legit.ng listed a number of Asian nations that surprisingly provide low visa fees of under N100,000, making travelling easy for Nigerians.
Here are seven countries where Nigerians can move at a lower cost, according to a BusinessDay report.
1. Germany – EU Blue Card programme
Germany allows skilled workers to relocate through the EU Blue Card. This permit lets qualified professionals live and work in Germany for up to four years, with the option of permanent residency.
To qualify, applicants need a university degree and a job offer that meets a required salary level. While it doesn’t cover all costs, it makes moving easier.
2. Finland – Job seeker and student programmes
Finland offers job seeker visas and scholarships for students. Skilled workers can apply for a visa to search for jobs, and some universities provide scholarships that cover tuition and living expenses.
Finland’s strong economy and high quality of life make it a great choice for career growth and education.
3. Canada – Express Entry programme
Canada’s Express Entry system provides a quick way for skilled workers to get permanent residency. Professionals in fields like IT, healthcare, and engineering can apply.
While there are some costs, scholarships and grants can help reduce expenses. Canada’s welcoming immigration policies make it a top destination for Nigerians seeking stability.
4. Singapore – Employment pass for skilled workers
Singapore offers an Employment Pass for skilled professionals in finance, IT, and engineering. To qualify, applicants need a job offer from a Singaporean company.
Entrepreneurs can also set up businesses there. Although an initial investment is required, Singapore’s strong job market and clear immigration process make relocation possible.
5. Sweden – Study and work opportunities
Sweden provides scholarships for Nigerian students, especially for postgraduate studies. These scholarships cover tuition and living expenses. Graduates can also apply for work permits, creating a pathway to long-term residence.
Sweden’s education system and job opportunities make it a great choice for those looking to study and settle abroad.
6. New Zealand – Working holiday visa
New Zealand offers a Working Holiday Visa for Nigerians aged 18 to 30, allowing them to stay and work for up to 12 months (or 23 months in some cases).
While it doesn’t cover all expenses, it helps individuals gain work experience, explore the country, and possibly secure a long-term job.
7. Norway – Skilled worker visa
Norway’s Skilled Worker Visa allows professionals in high-demand fields to relocate if they have a job offer from a Norwegian employer.
The country also has a job seeker visa that lets individuals enter while searching for work. Norway’s healthcare, quality of life, and work-life balance make it an appealing option.

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Source: Getty Images
These countries provide Nigerians with affordable ways to relocate, offering work, study, and business opportunities with lower financial barriers. However, applicants should carefully review the requirements and prepare well before making a move.
Selecting best destination choice
Speaking on relocation, Helen Udoka, a travel agent, told Legit.ng that it is important for intending travellers to observe due diligence in selecting the choice of destination.
She said:
“As a travel agent, I strongly advise Nigerians to conduct thorough research before selecting a relocation destination. Many people focus only on visa availability or currency strength but overlook crucial factors like cost of living, job market, healthcare, and cultural differences.

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“Some countries have strict immigration policies, while others may not offer the opportunities you seek. It’s essential to consider long-term sustainability, legal requirements, and integration prospects.”
She added that engaging with relocation experts, joining local communities online, and assessing real-life experiences from Nigerians already living there can prevent costly mistakes.
Countries Nigerians can visit on a budget
In a related report, Legit.ng highlighted some countries that Nigerians can visit on a budget and enjoy numerous experiences without financial strain.
Even though a significant challenge for Nigerians looking to travel abroad is the low value of the naira when exchanged for foreign currencies, with a reasonable budget, a few countries can be considered.
These countries are also destinations where the naira has relatively higher purchasing power, and travellers can live large and enjoy a luxurious experience.
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Source: Legit.ng